FREE PORTFOLIO HEALTH SCORE

Know exactly what your ETF portfolio is really doing.

Most Australians hold ETFs that duplicate each other — paying double fees for the same exposure. Find out in 2 minutes, free.

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No credit card required
Free health score in 2 min
20+ ASX ETFs in database
72
Portfolio health score
Good — 2 issues found
VGS + BGBL · 83% overlap detected
⚠ High overlap — VGS & BGBL
83% of holdings duplicated. You're paying 2× MER for the same Apple, Microsoft, and NVIDIA exposure.
0.18%
Blended MER
$1,240
Annual fees
$8,400
10yr fee drag
FREE TOOL
2 min
Scroll to explore
1.8M
Australians hold ETFs
82%
Have hidden overlap they don't know about
$4,200
Average 10yr fee drag from duplicate ETFs
15 min
Time to fix it with SmartETF
What SmartETF does

Built for serious DIY investors

No other Australian tool gives you this level of insight into your ETF portfolio.

Overlap X-ray
Free

Company-level duplicate detection across every ETF and your super fund. See if VGS + BGBL costs you double fees for identical exposure.

Health score
Free

A single 0–100 score combining overlap efficiency, fee drag, diversification, super alignment, and age-appropriate risk.

Exposure map
Free

Your consolidated geographic, sector, and factor breakdown — not per fund, but your whole portfolio combined including super.

Portfolio optimiser
Pro

Choose a goal — minimise fees, maximise growth, minimise risk, or FIRE — and get a complete ETF mix with exact dollar buy/sell amounts.

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Monthly buy planner
Pro

Tell SmartETF your monthly investment amount. It tells you exactly which ETF to buy each month to stay on target without selling.

Model portfolios
Pro

15 model ETF portfolios and 45 curated shares across growth, balanced, and income — reviewed and updated monthly.

Simple to start

Up and running in 5 minutes

01
📧
Create free account

Email and password. No credit card. No bank connection needed.

02
📊
Add your ETFs

Enter your ticker symbols and balances. Takes about 2 minutes.

03
Get your health score

Instantly see your overlap, fees, and diversification gaps.

04
Take action

Follow the optimiser's exact buy/sell plan to fix what's wrong.

Create my free account →

Free forever · No credit card · No bank connection

Why SmartETF

What you actually get

No other Australian tool gives you this depth of analysis on your ETF portfolio — free or paid.

FREE — always
Portfolio health score
A 0–100 score across 5 dimensions
Combines overlap efficiency, fee drag, diversification, super alignment, and age-appropriate risk into one clear number. Instantly shows where your portfolio has problems — and what to fix first.
Overlap scanner
Company-level duplicate detection
Shows exactly which stocks you own twice across your ETFs. VGS + BGBL share 83% of holdings — you're paying two MERs for the same Apple and Microsoft. SmartETF surfaces this in 60 seconds.
Exposure map
Your complete portfolio breakdown
Geographic, sector, and factor breakdown — not per fund, but your whole portfolio combined including super. Know exactly what you actually own, not just what you think you own.
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Build your portfolio guide
Step-by-step for beginners
Choosing a broker, opening an account, making your first trade, selling, monitoring — everything a new investor needs explained in plain English. Includes broker comparison and glossary.
PRO — $19/mo
Portfolio optimiser
6 goals, exact buy/sell amounts
Choose minimise fees, maximise growth, minimise risk, FIRE, income, or diversification. Get a complete ETF mix with exact dollar amounts to buy and sell — not vague advice, a specific action plan.
Monthly buy planner
Your DCA instruction every month
Enter your monthly investment amount — $500, $1,500, whatever. SmartETF tells you exactly which ETF is most underweight and how much to buy. No selling, no CGT, no guesswork.
What if scenarios
4 goal portfolios, projected balances
Model FIRE at 50, retire at 60, aggressive growth, or balanced. See your projected portfolio balance over 10–20 years and get a rebalance calculator showing exactly what to change today.
15 model ETF portfolios
Reviewed and updated monthly
High growth, growth, balanced, and income portfolios. Each includes full ETF breakdown, MER, 3yr/5yr returns, overlap check, and annual cost on $430K — ready to implement in your broker.
45 curated model shares
ASX 100 · S&P 500 · Nasdaq-100
High-quality stocks only — no speculative names. Full investment thesis, competitive moat, and key risks for each. Filter by category, market, and risk level. Detail panel on click.
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Fee drag calculator
See what fees really cost over 20 years
Even a 0.1% MER difference compounds to tens of thousands over 20 years. See your exact fee drag in dollars, compare scenarios, and find the cheapest equivalent ETF mix.
Start free. Upgrade when you see the value.
Free forever plan · No credit card · No bank connection needed
Start free →See pricing
Part of the SuperSmart AU ecosystem

Already have a SmartSuper account?

Your SmartETF account uses the same login. Sign in once, access both platforms. The Bundle plan ($49/mo) covers SmartETF Premium + SmartSuper full access.

🔗
Same login
across both platforms